HomeBusiness Overdraft

Business Overdraft

As part of our comprehensive support of Australian businesses, in addition to providing finance for equipment purchases, Jade also offers Business Overdraft services. Most business owners are familiar with a bank overdraft and many operate full-time on such a facility. To balance the books, facilitate workable cash flow and meet expenses while awaiting slow-paying clients, an overdraft is an essential solution for businesses of all sizes.
  • Low interest rates on equipment financing
  • Credit score not impacted
How much do you want to borrow image transparent

Why Use Jade Equipment Loans?

Equipment styled icon transparent

Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
Briefcase styled icon transparent

Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
Handshake styled icon transparent

A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
Request Quote

Secure Business Liquidity with Jade's Business Overdraft Services

As part of our comprehensive support of Australian businesses, in addition to providing finance for equipment purchases, Jade also offers Business Overdraft services. Most business owners are familiar with a bank overdraft and many operate full-time on such a facility. To balance the books, facilitate workable cash flow and meet expenses while awaiting slow-paying clients, an overdraft is an essential solution for businesses of all sizes.

Traditionally, overdraft facilities are provided by your existing bank. However, other lenders operate in this space and provide a solution with benefits worth considering. Your commercial consultant from Jade will discuss your business operations and explain how the Business Overdraft service works.

The Business Overdraft provides assistance to businesses which are facing uncertainties in regard to managing their cash flow, facing difficulties remaining liquid in order to take advantage of business opportunities as they arise or require assistance to avoid complications associated with their financial situation when confronted with unexpected events.

Male Coffee Shop Owner Operating Café Equipment

Jade's Exclusive Access to Non-Bank Lenders for Overdraft Solutions

Our service utilises non-bank lenders to facilitate the overdraft. Many of these types of lenders would not be known by most businesses and few provide direct access by customers. Essentially this is an industry-only sector that, as a respected finance broker, Jade is privy to.

Your highly experienced Jade finance broker will listen to your story to fully understand your business and what you want to achieve. From this point of knowledge and with professional expertise, we structure a solution to suit your needs. This may be a combination of both lender finance and financial products.

This type of financial solution does not necessarily require the lender to take security over the property. As such, it is more accessible to a larger number of businesses.

Farmer sitting on small farm tractor

As with a bank overdraft, interest rates apply but you only pay that interest on the amount of the funds you draw. Not on the full facility. And of course, with Jade’s commitment to the cheapest interest rates on all our financial products, we will be negotiating with you the best deal available.

Speak with a Jade Finance Consultant to discuss a business overdraft solution for your business. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY
{{Lender}}
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY

THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 20/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Woman at the table with a laptop