HomeBad Credit Equipment Finance

Bad Credit Equipment Finance

Jade Equipment Finance is a full service finance broker, providing a comprehensive range of business finance facilities and leasing products. As experienced brokers, we are accredited with many lenders and banks and have a wide selection of options from which to source the best offers for your business finance requirements.

Enter the loan amount and loan term on our easy to use equipment finance calculator to compare the monthly equipment loan repayments from over 80+ lenders in Australia. Comparing various equipment loans to help you see how much you can save from each lender.
  • Low interest rates on machinery financing
  • Credit score not impacted
How much do you want to borrow image transparent

Why Use Jade Equipment Loans?

Equipment styled icon transparent

Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
Briefcase styled icon transparent

Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
Handshake styled icon transparent

A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
Request Quote

Empathetic Equipment Finance Solutions for Businesses with Bad Credit

With years of experience in the finance industry, Jade Equipment Finance has not only the knowledge, experience and expertise across financial solutions but also the ‘life experience’ and understanding to acknowledge that sometimes things happen to affect an individual’s or business credit scenario.

As professional finance brokers providing a personalised level of service, we’re realistic and know that despite having bad credit, businesses still need to acquire equipment finance to compete, to grow and in some cases, to be viable.

Jade offers Bad Credit Equipment Financing as an option for businesses that have past credit issues or possibly do not have sufficient documentation and other credentials to meet the stringent requirements of most banks and lenders.

 

Brewery owner pouring some beer from the tanks

Tailored Equipment Finance Solutions for Your Business

Just because you have been turned down for a loan from the bank or another lender, does not have to mean it can’t happen. As a broker, Jade has access to many, many lenders, some are industry-only, and we know which lenders WILL provide a workable equipment loan offer for bad credit applicants.

Your Jade consultant will listen to your story to fully understand all the details and discuss the equipment you are considering purchasing. They will then get to work on your behalf to source a great finance offer at the cheapest equipment loan interest rates available.

We offer a range of commercial loan products to suit a range of businesses across many industries. Depending on your specific profile and how your business is structured, we may be able to source you a great offer for a Chattel Mortgage, Asset Lease, Equipment Rental or CHP.

 

Excavator working in the coal mine

Online Loan Calculator

The use of this calculator is predicated on the person’s understanding as well as an acknowledgment that the estimated payments displayed do not indicate a loan quote; it does not indicate an application for any type of finance has actually been lodged; it is not an indicator that any loan application has actually been approved. The formatting of this free calculator does not allow for specific information concerning any type of individual loan application or any kind of loan provider fees as well as charges. It is formatted to multiply a general result based on general information as well as amounts only.

 

After lodging a formal financing application, the quote as well as payment amounts that you may likely be offered may vary from the estimate accounted by this device.
The tool is not ideal for calculations on financings that are developed on a rate of interest only basis. The format is simply established to compound the calculated interest rate for a set period based on the values typed in by the individual.

 

The calculator is not planned as a tool for financial decision making. Individuals who require financial advice need to choose a professional monetary expert in regard to their circumstances. To make an application for lending and get a quote based upon your individual requirements, the user has to get in touch with Jade as well as have their personal application assessed by one of our Jade consultants.

Whatever finance facility we arrange for you, each will include a fixed interest rate for the term of the loan, a fixed monthly repayment amount for the term of the loan and a fixed loan term. Your Jade consultant will work with you to establish the best loan terms to suit your circumstances.

Once you have accepted our quote, your Jade consultant will handle the paperwork including liaising with the lender on your behalf. If you would like to know IF you can source finance before you start looking at equipment, that’s not a problem. Your Jade consultant can arrange pre-approved finance. That means we proceed with the application process, and source you a quote and approval so you know you can proceed with your purchase for that amount.

We’re committed to assisting Australian businesses in all circumstances.

Speak with a Jade Consultant to discuss a bad credit financing solution for your equipment. Call 1300 000 003.

Lender Loan Product Interest Rates From Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY
{{Lender}}
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} ${{Payment Amount}} MONTHLY

THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 21/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

Woman at the table with a laptop