Subject to lender approval, we are ideally positioned to structure a no deposit equipment loan that suits your business set-up, your accounting methods, your balance sheet approach, your treatment of GST and tax and move you forward to achieving your business goals.
In these instances, it may be only a holding deposit, ie a credit card imprint, and will be returned to you when your Jade consultant arranges a settlement with the lender.
No deposit finance refers to no deposit being required by the lender who is extending your equipment finance.
Your Jade consultant can negotiate these terms for you, where possible.
It is important to differentiate no deposit finance from deposits requested from the seller. When purchasing equipment you may be asked to pay a deposit to confirm the sale.
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If purchasing from a manufacturer or dealer, a deposit would usually be requested as their assurance that you are proceeding with the purchase while you arrange your finance. They will be confident to remove those goods from their inventory, prepare the goods for delivery to you and proceed to carry out any necessary customisation to suit your requirements.
If purchasing equipment at an auction, you will most likely be required to pay a deposit on the fall of the hammer. Requirements will vary across auction houses so if you intend to buy at an upcoming auction, review their terms and conditions beforehand so you are prepared.
If purchasing equipment from a private seller or another business, they may request full payment to secure the sale or some form of interim deposit to allow you time to arrange your loan.
There can be significant benefits in no deposit financing. If purchasing high-priced goods, ie machinery equipment worth $100,000+ or even a motor vehicle around $20,000, even a 5-10% deposit payment can represent a significant cash outlay to some businesses.
Our consultants are available to discuss your options for a no deposit machinery loan and ready to work with you to achieve your objectives.
To discuss finance options contact Jade Equipment Finance on 1300 000 003.
Making use of this calculator is based on the end user’s knowledge and consent that the estimated repayments showed does not suggest a financing quote; it does not imply an application for any finance has actually been lodged; it is not a suggestion that any kind of financing application has been approved. The format of this tool does not allow for particular information concerning any type of specific individual financing application or any lender fees and costs. It is formatted to multiply a general outcome based on basic information as well as amounts solely.
After lodging a formal lending application, the quote and also payment amounts that you may be provided might vary from the loan quote calculated by this device.
The tool is not ideal for computations on funding that are developed on a passion only basis. The formatting is totally established to compound interest for a set amount of time based on the values input by the user.
The calculator is not intended as a tool for financial decision-making. Individuals that need financial advice need to choose a professional monetary advisor in relation to their circumstances. To make an application for finance and get a quote based upon your personal requirements, the user must get in touch with Jade and have their specific application considered by one of our Jade consultants.
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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 28/04/2025 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.
