HomeEquipment Refinancing

Equipment Refinancing

As full service finance brokers, Jade has the expertise to source and structure refinancing for your equipment loans. Refinancing can be astute financial management and represent benefits to your business. You Jade consultant will work closely with you to tailor a refinance package which is synergistic with your business strategy.
  • Low interest rates on machinery financing
  • Credit score not impacted
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Why Use Jade Equipment Loans?

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Cheap equipment loan interest rates

With our superior negotiating skills, our strong bargaining power across multiple lenders and our determination to deliver the best deals for our customers. We work in your best interests to get you the best rates.
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Using Jade is the right decision

We prioritise your interests, not shareholders or financial targets. As an established Australian-owned company, we bring extensive expertise to provide practical financial solutions for businesses of all sizes. Our licensed consultants are dedicated professionals who guide you through the loan process, empowering you with information and excellent deals. We believe credit should enhance, not burden, your business, ensuring every loan offer is a beneficial solution for your success.
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A company that delivers

Whatever industry you operate in, whatever equipment, plant and machinery you need to run your business, Jade can assist with finance. We have expertise in Truck and trailer, Earthmoving, Mining, Civil, Commercial Marine, IT and computers, Office, Medical Finance, Manufacturing, Industrial Plant and many more.
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Tailored Refinancing Solutions

Refinancing options are available across all types of machinery financing and all types of finance facilities. Your Jade consultant will consult with you, and your accountant if requested, to arrive at the option that best suits your business:

Whatever your specific requirements, you can be assured that your Jade consultant has your best interests and the achievement of your objectives as their only priority when it comes to refinancing equipment.

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Take Advantage of Changed Conditions

To discuss options for refinancing your equipment loans contact Jade Equipment Finance on 1300 000 003.

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Better equipment loan interest rates: if you originally financed your machinery when interest rates were higher than current levels, Jade can source you options based on current rates and our cheap interest rates to ease pressure on your cash flow.

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Better finance deal: if you have a high-priced equipment loan which has been putting pressure on your finance resources for years, Jade may be able to ease that pressure with a cheaper priced deal.

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Changed trading conditions: if your business trading conditions have altered, refinancing can bring your existing equipment loans more in line with your current conditions. Eg, if your conditions have improved and you would like to pay off your loan faster with a reduced loan term or at higher monthly repayments. If your conditions have tightened, lower monthly repayments may be achieved with refinancing.

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Changed government regulations: changes around tax deductibility on equipment purchases are often instigated in government budgets and stimulus packages. Refinancing may be a measure that allows you to take advantage of such changes.

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Change finance type: it may be beneficial to change your existing equipment loan from one type of finance type to another to better reflect a change in your business structure. Eg change from Equipment Rental to a Chattel Mortgage; from CHP to Equipment Leasing, etc. Each finance type features varying treatments of GST, tax and balance sheet approach. If you have changed some aspects of your business or if your accountant recommends, Jade can assist with refinancing.

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Refinance balloon, residual or buyback: if you’ve reached the end of your loan term, you may choose to refinance the amount payable in the balloon to ease your cash flow.

Equipment Loan Calculator

Making use of this online calculator is based on the end user’s awareness and acknowledgment that the estimated repayments presented does not specify a financing quote; it does not illustrate an application for any kind of loan has been lodged; it is not an implication that any type of financing application has actually been approved. The format of this tool does not take into account specific information relating to any particular individual finance application or any loan provider fees and also costs. It is formatted to generate a general result based on basic info as well as amounts solely.

 

After lodging a formal financing application, the quote and payment totals that you may likely be supplied may vary from the estimate calculated by this Calculator.

 

The tool is not suitable for computations on funding that are developed on an interest just basis. The format is simply set up to compound interest for a chosen time period based on the values input by the customer.

 

The calculator is not intended as a tool for finance decision making. Users that require finance advice need to choose a specialist financial advisor in relation to their circumstances. To apply for financing as well as acquire a quote based upon your personal requirements, the individual should speak to Jade and also have their individual application reviewed by among our Jade professionals.

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THE INTEREST RATE IS CALCULATED ON A SECURED LOAN PREDOMINATELY FOR BUSINESS USE, EFFECTIVE 21/11/2024 AND SUBJECT TO CHANGE. WARNING: THE INTEREST RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT INTEREST RATE.

We work harder to secure the best rates.

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